Google voice service is all set to be launched and take the internet telephony by storm. Google will now allow one number for all your calls and SMS. so no need of multiple phones and tracking for home, office and mobile. This service is provided by google free of cost and its the old GrandCentral, which google acquired in July of 2007 and is now providing the service free of cost. Google Voice is currently available by invite only . Get an Invite if you are interested in getting an invite for google voice. Please note that Google Voice is only available for sign up in the US. read more about google voice and its features from here.

One number for all your calls and SMS

• Call screening – Announce and screen callers
• Listen in – Listen before taking a call
• Block calls – Keep unwanted callers at bay
• SMS – Send, receive, and store SMS
• Place calls – Call US numbers for free
• Taking calls – Answer on any of your phones
• Phone routing – Phones ring based on who calls
• Forwarding phones – Add phones and decide which ring

Will we get this feature in India ? will we get google voice in India.  It would be worth the wait and I am sure telecom players like reliance, airtel, tata indicom would be gearing up for this.

But this would be a good solution for Indian software companies and entrepreneurs in Indian cities like pune, bangalore, delhi etc to use this service to virtually stay in USA and get a mobile identity. SO for those who are doing international business and are looking for setting up office in USA, this would be a great help. But you many not be able to eliminate phone services providers like vonage, skype etc as you would still need a US number to use this google service.

The Google voice is set to launch in the month of July in USA.

This is a charity show and the  proceeds of this event would be donated to Lata Mangeshkar Medical Foundation and the Alandi Dehu Parisar Vikas Samiti which is the holy temple town of Alandi, near Pune.  

The online ticket booking for this show is available at www.arrahmaninpune.com

 The ticket booking link for online ticket booking of the show is http://www.arrahmaninpune.com/tickets.aspx . Online ticket booking provided by www.laxmiroad.in , and the web technology partners are Dimakh Consultants

A.R.Rahman is the first Indian to win two oscars. He has been a winner of the Best Score for Slumdog Millionaire and Best Song for Jai Ho from the same film  Slumdog Millionaire. 

1. Paysignet –  http://paysignet.com/keyfeatures.asp

The Paysignet payment gateway provides easy to integrate payment gateway processing. But they do not have a physical address for anyone to get in touch. Call Toll Free during Business Hours (10:00 to 18:00 hrs) : 1800-425-4111 . This is the only contact info available on their website.

Paysignet 

Product Features : credit cards, debit cards, net banking, mobile payments, cash cards

Startup Cost : 6000-50000

Transaction cost :  2.75% – 5%

Security deposit : Nil

Due Diligence : Nil

Recurring cost : 1500 – 5000

Integration : Easy – 1 Hour

Security : Yes

Additional Features : Live Chat, shopping cart ready, instant SMS, email, Detailed reports

Website : http://paysignet.com/keyfeatures.asp 

2. CCavenue - http://www.ccavenue.com/ 

The CCavenue is considered one of the best and most popular payment gateway for India. Many of the Indian  ecommerce based websites prefer this payment gateway of transaction in India Rupees as well as accepting credit cards with foreign currencies. All Major International and Indian Credit Cards are Processed by CCAvenue.

3. ABCpayments - http://www.abcpayments.com/pricing.html 

ABCpayments accepts bank transfers, credit card payments and prepaid cash cards payments. The internet banking trend has increased drastically in the recent years and use of credit cards online has been outspaced by online banking. ABCpayments claimis to offer the benefit to transact through all major banks in India by bringing them on one common platform that offers one point contact for all banking transactions.

ABCpayments

Product Features : credit cards, debit cards, net banking

Startup Cost : 10000 – 28000

Transaction cost :  5% – 7%

Security deposit : Nil

Due Diligence : Nil

Recurring cost : Nil

Integration : Easy – 1 Hour

Security : Yes

Additional Features : Live Chat, shopping cart ready, instant SMS, email, Detailed reports

Website : http://www.abcpayments.com/pricing.html 

3. EBS -  http://www.ebs.in/pricing_advantages.php

EBS

Product Features : credit cards, debit cards, net banking

Startup Cost : 6000 – 30000

Transaction cost :  3.25% – 6%

Security deposit : Nil

Due Diligence : Nil

Recurring cost : 2400

Integration :  7 working days

Security : Yes

Additional Features : Live Chat, shopping cart ready, instant SMS, email, Detailed reports

Website : http://www.ebs.in/pricing_advantages.php

EBS has provided detailed information about how the entire online ecommerce transaction takes place and how EBS handles the transactions.

How an online Transaction takes place. Step 1: Customer select and adds item in the shopping cart And places the order on your (merchant) website. Step 2: Customer selects to pay via credit card . Step 3: Customer is redirected through EBS Payment Gateway to Transaction Processing Bank. Step 4: Customer enters credit card details on Secured Payment page. Step 5: Credit card information is transmitted securely to the corresponding bank for approval. Step 6: Corresponding bank sends appropriate information to the transaction Processing bank . Step 7: The result is forwarded to EBS (via the Transaction Processing Bank). Step 8: Customer receives a confirmation and is redirected to your (merchant) website.

4. Transecute –  https://www.transecute.com

Kindly note that Transecute is currently not giving out any new accounts.  

5. HDFC - http://www.hdfcbank.com/wholesale/corporates/payment_gateway_services.htm 

HDFC Credit card service provider. This is provided by HDFC Bank one of the most reliable banking service providers in India. HDFC payment gateway follows very stringent rules and does a lot of due diligence of the company who wants to have a payment gateway service. We at Dimakh Consultants have used their service for a few of our clients are we are very happy with the service provided by HDFC payment gateway.

HDFC Bank 

Product Features : Credit Cards

Startup Cost : 10000 – 50000

Transaction cost :  3.5% – 6%

Security deposit : 50000 – depends on Due Diligence

Due Diligence : YES

Recurring cost : 12000

Integration :  3 weeks

Security : Yes

Additional Features : Email and Telephonic support available

Website : NA

6. WorldPay - http://www.worldpay.com/business/content.php?page=pricing2&c=UK 

WorldPay is more used for those transactions which are for foreign transactions. They payment can be linked for Indian Payment currency. It has a very strong and secure system. The charges are very high as compared to other service providers.

WorldPay

Product Features : Credit Cards

Startup Cost : GBP 200

Transaction cost :  4.5% – 6% + GBP 0.50 per transaction

Security deposit : NIL

Due Diligence : NIL

Recurring cost : GBP 30 per month

Integration :   1 hour easy

Security : Yes

Additional Features : live support

Website : http://www.worldpay.com/business/content.php?page=pricing2&c=UK

7. Paypal - http://www.paypal.com/

Paypal is by far one of the most popular and widely used service provide for online payment worldwide. Paypal has a strong network and presence and also offers multi currency support. For India it has a special facility by which you can accept payment in foreign curreny and transfer the money to your Indian bank account at the prevailing $ rates. The payments reaches you in 5-7 working days.

PayPal

Product Features : Credit Cards

Startup Cost : Nil

Transaction cost :  1.9% – 6% +  $ 0.30 per transaction

Security deposit : NIL

Due Diligence : Applicable for Non Profit Organizations

Recurring cost : NIL

Integration :   1 hour easy

Security : Yes

Additional Features : Currency conversion fee - 2.5% added to the exchange rate

Website : http://www.paypal.com/

8. ICICI Bank Payment gateway – payseal

The Popular ICICI Bank allows companies to accept secure payments using credit cards via the Internet. They operate under the brand of Payseal. The integration is very complicated and needs knowledge of java for integration. The charges vary based on transactions volume. This is one of the oldest service providers in India.

ICICI Payseal

Product Features : Credit Cards

Startup Cost : 40000

Transaction cost :  3% – 6% 

Security deposit : 25000

Due Diligence : Yes

Recurring cost : 20000

Integration :   3 weeks

Security : Yes

Additional Features : Needs java support for your website.

Website : www.payseal.com

A few other payment gateway service providers are 

Authorize.net –  http://www.authorize.net/

Google checkout –  http://checkout.google.com/

HSBC Payment gateway – No Information available – contact your local bank branch

eazy2pay - https://www.eazy2pay.com/

Billdesk - http://www.billdesk.com/

This will give you all the details of selecting the correct payment gateway for your website. You can accept Visa cards, Master cards and also do bank transfers. Please send your feedback by commenting on this page or for more information do send an email to sales@dimakhconsultants.com

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		MP	W	L	NR	RR	P
	Delhi	10	8	2	0	+0.36	16
	Chennai	10	6	3	1	+1.22	13
	Hyderabad	11	6	5	0	+0.29	12
	Mumbai	11	5	5	1	+0.54	11
	Rajasthan	11	5	5	1	-0.37	11
	Bangalore	11	5	6	0	-0.36	10
	Punjab	11	5	6	0	-0.56	10
	Kolkata	11	1	9	1	-1.04	3

 

As the IPL T20 comes to the end of “cricket FULL”  3 weeks , a few teams are gearing up for the semi final position. The best 4 teams will battle out in the IPL T20 season 2 , 2009 semi finals. The first Semi Final  - Semi Final 1 –  is scheduled on 22-May-09 at  Pretoria  Match Begins 20:00 IST | 16:30 SA | 14:30 GMT and the Second Semi Final - Semi Final 2 -  is scheduled on 23-May-09 at  Johannesburg Match Begins 20:00 IST | 16:30 SA | 14:30 GMT

		MP	W	L	NR	RR	P
	Chennai	9	5	3	1	+1.28	11
	Rajasthan	9	5	3	1	-0.50	11
	Delhi	7	5	2	0	+0.16	10
	Hyderabad	8	5	3	0	+0.15	10
	Bangalore	9	4	5	0	-0.40	8
	Punjab	9	4	5	0	-0.52	8
	Mumbai	8	3	4	1	+0.52	7
	Kolkata	9	1	7	1	-1.10	3

Matthew Hayden (Chennai) 

• Matches: 8
• Runs: 378
• Balls: 237

• SR: 159.49
• Avg: 47.25
• HS: 89

Orange Cap Standings

Rudra Pratap Singh (Hyderabad) 

• Matches: 8
• Avg: 12.73
• SR: 11.8

• Wickets: 15
• Econ: 6.43

Purple Cap Standings

The IPL Team standings and points earned by each match as on May 1st 2009. This source has been taken from The IPL official website www.iplt20.com 

MP	W	L	NR	RR	P
	Hyderabad	5	4	1	0	+0.923	8
	Delhi	5	4	1	0	+0.318	8
	Punjab	5	3	2	0	+0.239	6
	Mumbai	5	2	2	1	+1.200	5
	Chennai	6	2	3	1	+0.943	5
	Rajasthan	6	2	3	1	-1.270	5
	Bangalore	6	2	4	0	-0.452	4
	Kolkata	6	1	4	1	-1.606	3

The IPLT20 team points and team standings for the season 2 in South Africa. Still the competition is tough to guess who will win the IPL and who will remain at the top in IPL. All teams are fighting hard and its a tough competition between the best teams and the best cricketers in the world. As the game proceeds we will get to know the Best batsmen in IPL and best bowler in IPL along with the Best team in IPL.

E-commerce websites should offer their customers, a payment option that is safe, convenient and widely accepted. The choice of establishing the right online payment system depends upon the company, its products or services and its customers. Many payment gateway service providers sell different packages of payment processing services to web site owners that allow them to accept different types of payments.

The payment modes that are offered by different e-commerce based websites are payments using credit cards , credit card fax back service, Telegraphic transfers, Netbanking using ECS , cheque/DD for India, Direct bank transfer, paymate within India, paypal across the world, cash cards etc. But by far its best to go in with a reliable payment gateway service provider called as credit card merchant service providers who offer different options in a single window and allow safe and secure transactions. The offer processing for visa credit cards, master credit cards, American Express and all other credit card banking services.

Before you select a payment gateway first try to get details for all the costs associated with the payment gateway service provider. Each payment gateway offers variable costs and transactional charges.

The different costs associated with Internet merchant account are :

Up Front Application Fees
Many Internet Merchant Accounts will require an up front application fee. This fee, supposedly, is to cover their costs for processing your application. But with gorwing competition, most of the companies now waive off this front application fee.

On Going Fixed Fee
This is a fixed monthly fee that you have to pay to the service providers irrespective of any transactions that you do over your website. Many a times a flat fee of $25 is charged on your account.

Fixed Transaction fee
Usually between $0.20 and $0.45, the fixed transaction fee is the fixed fee portion of each sale. The fixed transaction fee is the same for every transaction. Whether you get a $1 sale or a $100 sale, the transaction fee will be the same.

Variable Transaction Fee
The variable transaction fee is the amount that you pay to the merchant for every transaction that happens on your website. This transaction fee may vary between 2% to 5%. The percentage is dependent on the monthly volume that you do through your website.

Termination Fees
A termination fee is applicable if you discontinue the contract before the stipulated time. The minimum contract period may vary from one year to three years.

Miscellaneous Fees
A charge back fee may be applicable if a customer requests for a refund and if he wants his credit card to be credited. The merchant will charge a separate fee for this.

If you are developing an ecommerce based website and want to activate a online payment option for your website then you must be having questions like :-
Which is the best payment gateway for me? or
how to integrate credit card processing on my website or
what are the online payment options , can I do a bank transfer or Cash On Delivery – COD.
What are the online payment gateway options for India and can we have multiple currency options on my website. Can I use a debit card to make online payment or can I accept debit cards online.

Please read the next blog posting to know more about using payment gateway to accept payments online in India and world wide. I will also cover comparison of different payment gateway vendors. You can also  send an email to sales@dimakhconsultants.com for more details.

With the IPL season 2 going in full swing, people are interested in following the matches and get upto date cricket score. The best option to watch the IPL cricket matches is to watch the matches live on Sony SET MAX. Indian premier league (IPL) matches are being telecast live on Sony SET Max television channel. Sony Set Max is a division of the Sony Entertainment television channel. On tata sky the channel is available on channel number 305 and I think on DishTV the channel number is 793.

But if you are not able to watch the match on TV because you are stuck in office or work then the option is to watch the IPL cricket matches live on the internet from the IPL official website www.iplt20.com , but many people have complained that the site is down.
And if you are traveling and dont have internet access or good internet speed then you can now watch the matches live on your mobile. So now its easy to get IPL cricket matches score live on mobile. BCCI has recently announced that the IPL cricket matches can now be viewed live on your mobile handsets using GPRS provided by your mobile companies like IDEA, Vodafone, Airtel etc in India. simply visit m.iplt20.com from your handset browser.
Another easier option is to use mobicast provided by plusmo. I installed in on my nokia handset and I am able to follow all the matches across the world LIVE with a ball to ball update.

To download, just key in this URL into your mobile phone’s WAP browser:

http://ci.plusmo.com

Your phone needs to be Internet/GPRS-enabled.

Features:
Ball-by-ball commentary
Pushed to your phone with every ball
No SMS required!
Live Scorecards
World-wide support
500+ phones supported!
and more over the scores are free. You only pay for your GPRS charges.

So now sitting anywhere in the world you can follow the IPL matches happening in India. So all the fans of Mumbai Indians, Royal Challengers Bangalore, deccan charges, Rajasthan Royals , Delhi Daredevils, Kolkata Knight Riders, chennai super kings or Kings XI Punjab go ahead and enjoy the cricket matches and the fun.

I hope you make the maximum use of these features..
do give me your feedbacks..
Dimakh

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So many people are asking questions like where to watch IPL matches online and IPL cricket live score. People are also asking questions like what time is the IPL match in IST or Indian standard timing . So I was trying to find out if I can get a good widget for cricket to add on my wordpress blog. My google search earned me good results and I was able to find a simple solutions to display current live IPL results on my own blog.
A few of the widgets did not work but the widget box gave me the easiest options..
You can check the widget on the side bar of my blog and if you want to use cricket widget in your blog simply copy paste the code from here
But I am not sure what the widget will show when the matches are not live. But nevertheless a very good widget to use during the cricket matches of IPL in South Africa – The IPL Season 2. Currently I am viewing the first match of IPL between Mumbai Indians and Chennai Superkings. Each of the IPL team captains have played excellent and a pretty good beginning to the IPL Season 2

Cricinfo is one of the best place for cricket updates. Though the website is not that user friendly or easy to navigate, it serves the purpose by giving the latest scores online. Any cricket fan can follow the scores across the cricketing world from a single window and also gives a easy facility to keep a track of the forth coming cricket matches and cricket results. The website gives cricket updates of variety of cricket games like ICC World Cup Qualifiers, Indian Premier League, County Cricket, Current and Future cricket Tours, Match/series archive etc.

As far as IPL is concerned they have launched a mini portal at http://tinyurl.com/df29zg . Through this mini portal they have tried to bring the sime liveliness as we feel while watching the games. It has interesting features like live chat with Cricinfo editors Sambit Bal and Dileep Premachandran , or the mischief gal feature where it focuses on – Diary of a cheerleader. The section is very well managed by Rebecca Lee. She is a Part of the team of Royal Challengers Bangalore’s Mischief Gals cheerleader squad for the second season of the IPL in South Africa.  Rebecca Lee has performed with and instructed for one of the largest cheer and dance companies in the world, Varsity Spirit Corporation and Universal Cheerleaders Association, for seven years. Her insight and live blogging updates will be one of the good features to watch for on cricinfo. 

So in short www.cricinfo.com should be a good place to browse around during the IPL. Also if you are looking for live cricket scores from google search , simple go to google and search for [cricket] and you will immediately see a summary of the current cricket matches scores. Below is what I got after a live google search for [cricket]

Australia vs. South Africa, 5th ODI
	Aus 190/2(30.4) | RR: 6.20 Ponting* 19(29), Ferguson 40(31) Last 2 Overs: 2 . 4 1 1 1 | 1 1 . 1  www.cricbuzz.com Cricbuzz Cricinfo Willow

Currently the website provides links to the recent news and happenings related to IPLT20. A good RSS feed helps and allows a user to look for and add RSS feeds for the cricket sport. The team tracker is an excellent widget provided which gives a user friendly option for a particular cricket fan to track the respective teams. The video section of the website makes it an attractive feature for the users and allows a preview of lot of interesting news of iplt20 . A screen wise display of the photos is a good component and displays a good usability aspect of the website. We are hoping that as the games proceed we would be able to see new features appearing on the website along with the live telecast of IPLT20

Overall a rating of 8 out of 10 for the complete website.

You can also take a look at the following posts IPLT20 cricket updates   and IPL schedule 2009 matches in south africa