Check out CB Wealth Maker Review. The site is dedicated to helping you totally understand this affiliate software program…

This is, without a doubt, is one of the best affiliate software programs.

Affiliate sofware programs are designed to make our efforts to make real money online a lot easier. Anyone involved in affiliate marketing knows that it is very easy to caught up trying to manage all the tasks involved in any affiliate marketing campaign.

A good affiliate software program will literally guide you through the tasks involved in setting up and efficiently running all of your online campaigns.

I think it’s safe to say that we are all focused on ways to make money with google and to make real money on the interent.

We all want to be able to do what we want to do when we want to do it. The key to maximising our efforts to make money online is to follow a system. And affiliate sofware programs fulfill this need.

Examine any successful business, whether brick and mortar or online, and you will absolutely observe that they have become successful by following a solid, proven system.

All affiliate marketers need a system designed to help you build and maintain a successful online business so we all can do the things we want to do: whatever, whenever we want to do it.

affiliate program software is essential to being able to handle multiple campaigns and feel like everyhting is under control and you can move on to the next project with confidence.

When doing you research for affiliate software ask yourself what your main objectives are for needing to add something like this to your internet marketing tools.

If you are new to affiliate marketing, or if you are up and running, please read CB Wealth Maker Review. You will be so organized by using this affiliate sofware program, I believe your profits will soar.

techbizpeople.com is a blog about technology, business and people. The site is managed by “Real People in Virtual World”

1. Paysignet –  http://paysignet.com/keyfeatures.asp

The Paysignet payment gateway provides easy to integrate payment gateway processing. But they do not have a physical address for anyone to get in touch. Call Toll Free during Business Hours (10:00 to 18:00 hrs) : 1800-425-4111 . This is the only contact info available on their website.

Paysignet 

Product Features : credit cards, debit cards, net banking, mobile payments, cash cards

Startup Cost : 6000-50000

Transaction cost :  2.75% – 5%

Security deposit : Nil

Due Diligence : Nil

Recurring cost : 1500 – 5000

Integration : Easy – 1 Hour

Security : Yes

Additional Features : Live Chat, shopping cart ready, instant SMS, email, Detailed reports

Website : http://paysignet.com/keyfeatures.asp 

2. CCavenue - http://www.ccavenue.com/ 

The CCavenue is considered one of the best and most popular payment gateway for India. Many of the Indian  ecommerce based websites prefer this payment gateway of transaction in India Rupees as well as accepting credit cards with foreign currencies. All Major International and Indian Credit Cards are Processed by CCAvenue.

3. ABCpayments - http://www.abcpayments.com/pricing.html 

ABCpayments accepts bank transfers, credit card payments and prepaid cash cards payments. The internet banking trend has increased drastically in the recent years and use of credit cards online has been outspaced by online banking. ABCpayments claimis to offer the benefit to transact through all major banks in India by bringing them on one common platform that offers one point contact for all banking transactions.

ABCpayments

Product Features : credit cards, debit cards, net banking

Startup Cost : 10000 – 28000

Transaction cost :  5% – 7%

Security deposit : Nil

Due Diligence : Nil

Recurring cost : Nil

Integration : Easy – 1 Hour

Security : Yes

Additional Features : Live Chat, shopping cart ready, instant SMS, email, Detailed reports

Website : http://www.abcpayments.com/pricing.html 

3. EBS -  http://www.ebs.in/pricing_advantages.php

EBS

Product Features : credit cards, debit cards, net banking

Startup Cost : 6000 – 30000

Transaction cost :  3.25% – 6%

Security deposit : Nil

Due Diligence : Nil

Recurring cost : 2400

Integration :  7 working days

Security : Yes

Additional Features : Live Chat, shopping cart ready, instant SMS, email, Detailed reports

Website : http://www.ebs.in/pricing_advantages.php

EBS has provided detailed information about how the entire online ecommerce transaction takes place and how EBS handles the transactions.

How an online Transaction takes place. Step 1: Customer select and adds item in the shopping cart And places the order on your (merchant) website. Step 2: Customer selects to pay via credit card . Step 3: Customer is redirected through EBS Payment Gateway to Transaction Processing Bank. Step 4: Customer enters credit card details on Secured Payment page. Step 5: Credit card information is transmitted securely to the corresponding bank for approval. Step 6: Corresponding bank sends appropriate information to the transaction Processing bank . Step 7: The result is forwarded to EBS (via the Transaction Processing Bank). Step 8: Customer receives a confirmation and is redirected to your (merchant) website.

4. Transecute –  https://www.transecute.com

Kindly note that Transecute is currently not giving out any new accounts.  

5. HDFC - http://www.hdfcbank.com/wholesale/corporates/payment_gateway_services.htm 

HDFC Credit card service provider. This is provided by HDFC Bank one of the most reliable banking service providers in India. HDFC payment gateway follows very stringent rules and does a lot of due diligence of the company who wants to have a payment gateway service. We at Dimakh Consultants have used their service for a few of our clients are we are very happy with the service provided by HDFC payment gateway.

HDFC Bank 

Product Features : Credit Cards

Startup Cost : 10000 – 50000

Transaction cost :  3.5% – 6%

Security deposit : 50000 – depends on Due Diligence

Due Diligence : YES

Recurring cost : 12000

Integration :  3 weeks

Security : Yes

Additional Features : Email and Telephonic support available

Website : NA

6. WorldPay - http://www.worldpay.com/business/content.php?page=pricing2&c=UK 

WorldPay is more used for those transactions which are for foreign transactions. They payment can be linked for Indian Payment currency. It has a very strong and secure system. The charges are very high as compared to other service providers.

WorldPay

Product Features : Credit Cards

Startup Cost : GBP 200

Transaction cost :  4.5% – 6% + GBP 0.50 per transaction

Security deposit : NIL

Due Diligence : NIL

Recurring cost : GBP 30 per month

Integration :   1 hour easy

Security : Yes

Additional Features : live support

Website : http://www.worldpay.com/business/content.php?page=pricing2&c=UK

7. Paypal - http://www.paypal.com/

Paypal is by far one of the most popular and widely used service provide for online payment worldwide. Paypal has a strong network and presence and also offers multi currency support. For India it has a special facility by which you can accept payment in foreign curreny and transfer the money to your Indian bank account at the prevailing $ rates. The payments reaches you in 5-7 working days.

PayPal

Product Features : Credit Cards

Startup Cost : Nil

Transaction cost :  1.9% – 6% +  $ 0.30 per transaction

Security deposit : NIL

Due Diligence : Applicable for Non Profit Organizations

Recurring cost : NIL

Integration :   1 hour easy

Security : Yes

Additional Features : Currency conversion fee - 2.5% added to the exchange rate

Website : http://www.paypal.com/

8. ICICI Bank Payment gateway – payseal

The Popular ICICI Bank allows companies to accept secure payments using credit cards via the Internet. They operate under the brand of Payseal. The integration is very complicated and needs knowledge of java for integration. The charges vary based on transactions volume. This is one of the oldest service providers in India.

ICICI Payseal

Product Features : Credit Cards

Startup Cost : 40000

Transaction cost :  3% – 6% 

Security deposit : 25000

Due Diligence : Yes

Recurring cost : 20000

Integration :   3 weeks

Security : Yes

Additional Features : Needs java support for your website.

Website : www.payseal.com

A few other payment gateway service providers are 

Authorize.net –  http://www.authorize.net/

Google checkout –  http://checkout.google.com/

HSBC Payment gateway – No Information available – contact your local bank branch

eazy2pay - https://www.eazy2pay.com/

Billdesk - http://www.billdesk.com/

This will give you all the details of selecting the correct payment gateway for your website. You can accept Visa cards, Master cards and also do bank transfers. Please send your feedback by commenting on this page or for more information do send an email to sales@dimakhconsultants.com

Related articles by Zemanta

• Payment gateway for ecommerce based website to accept credit cards online and bank transfer by ECS (techbizpeople.com)

E-commerce websites should offer their customers, a payment option that is safe, convenient and widely accepted. The choice of establishing the right online payment system depends upon the company, its products or services and its customers. Many payment gateway service providers sell different packages of payment processing services to web site owners that allow them to accept different types of payments.

The payment modes that are offered by different e-commerce based websites are payments using credit cards , credit card fax back service, Telegraphic transfers, Netbanking using ECS , cheque/DD for India, Direct bank transfer, paymate within India, paypal across the world, cash cards etc. But by far its best to go in with a reliable payment gateway service provider called as credit card merchant service providers who offer different options in a single window and allow safe and secure transactions. The offer processing for visa credit cards, master credit cards, American Express and all other credit card banking services.

Before you select a payment gateway first try to get details for all the costs associated with the payment gateway service provider. Each payment gateway offers variable costs and transactional charges.

The different costs associated with Internet merchant account are :

Up Front Application Fees
Many Internet Merchant Accounts will require an up front application fee. This fee, supposedly, is to cover their costs for processing your application. But with gorwing competition, most of the companies now waive off this front application fee.

On Going Fixed Fee
This is a fixed monthly fee that you have to pay to the service providers irrespective of any transactions that you do over your website. Many a times a flat fee of $25 is charged on your account.

Fixed Transaction fee
Usually between $0.20 and $0.45, the fixed transaction fee is the fixed fee portion of each sale. The fixed transaction fee is the same for every transaction. Whether you get a $1 sale or a $100 sale, the transaction fee will be the same.

Variable Transaction Fee
The variable transaction fee is the amount that you pay to the merchant for every transaction that happens on your website. This transaction fee may vary between 2% to 5%. The percentage is dependent on the monthly volume that you do through your website.

Termination Fees
A termination fee is applicable if you discontinue the contract before the stipulated time. The minimum contract period may vary from one year to three years.

Miscellaneous Fees
A charge back fee may be applicable if a customer requests for a refund and if he wants his credit card to be credited. The merchant will charge a separate fee for this.

If you are developing an ecommerce based website and want to activate a online payment option for your website then you must be having questions like :-
Which is the best payment gateway for me? or
how to integrate credit card processing on my website or
what are the online payment options , can I do a bank transfer or Cash On Delivery – COD.
What are the online payment gateway options for India and can we have multiple currency options on my website. Can I use a debit card to make online payment or can I accept debit cards online.

Please read the next blog posting to know more about using payment gateway to accept payments online in India and world wide. I will also cover comparison of different payment gateway vendors. You can also  send an email to sales@dimakhconsultants.com for more details.