Just completed the relaunch of www.dimakhconsultants.com . Our earlier website was good but it was high time that we had a new design with the more web 2.0 approach The interesting component of the new website is the website portfolio feature. It highlights all the work done by us in different sectors and showcases the best websites done so far. Dimakh Consultants are the best website design company in pune and have done numerous websites since 1998.

One number for all your calls and SMS

• Call screening – Announce and screen callers
• Listen in – Listen before taking a call
• Block calls – Keep unwanted callers at bay
• SMS – Send, receive, and store SMS
• Place calls – Call US numbers for free
• Taking calls – Answer on any of your phones
• Phone routing – Phones ring based on who calls
• Forwarding phones – Add phones and decide which ring

Will we get this feature in India ? will we get google voice in India.  It would be worth the wait and I am sure telecom players like reliance, airtel, tata indicom would be gearing up for this.

But this would be a good solution for Indian software companies and entrepreneurs in Indian cities like pune, bangalore, delhi etc to use this service to virtually stay in USA and get a mobile identity. SO for those who are doing international business and are looking for setting up office in USA, this would be a great help. But you many not be able to eliminate phone services providers like vonage, skype etc as you would still need a US number to use this google service.

The Google voice is set to launch in the month of July in USA.

This is a charity show and the  proceeds of this event would be donated to Lata Mangeshkar Medical Foundation and the Alandi Dehu Parisar Vikas Samiti which is the holy temple town of Alandi, near Pune.  

The online ticket booking for this show is available at www.arrahmaninpune.com

 The ticket booking link for online ticket booking of the show is http://www.arrahmaninpune.com/tickets.aspx . Online ticket booking provided by www.laxmiroad.in , and the web technology partners are Dimakh Consultants

A.R.Rahman is the first Indian to win two oscars. He has been a winner of the Best Score for Slumdog Millionaire and Best Song for Jai Ho from the same film  Slumdog Millionaire. 

1. Paysignet –  http://paysignet.com/keyfeatures.asp

The Paysignet payment gateway provides easy to integrate payment gateway processing. But they do not have a physical address for anyone to get in touch. Call Toll Free during Business Hours (10:00 to 18:00 hrs) : 1800-425-4111 . This is the only contact info available on their website.

Paysignet 

Product Features : credit cards, debit cards, net banking, mobile payments, cash cards

Startup Cost : 6000-50000

Transaction cost :  2.75% – 5%

Security deposit : Nil

Due Diligence : Nil

Recurring cost : 1500 – 5000

Integration : Easy – 1 Hour

Security : Yes

Additional Features : Live Chat, shopping cart ready, instant SMS, email, Detailed reports

Website : http://paysignet.com/keyfeatures.asp 

2. CCavenue - http://www.ccavenue.com/ 

The CCavenue is considered one of the best and most popular payment gateway for India. Many of the Indian  ecommerce based websites prefer this payment gateway of transaction in India Rupees as well as accepting credit cards with foreign currencies. All Major International and Indian Credit Cards are Processed by CCAvenue.

3. ABCpayments - http://www.abcpayments.com/pricing.html 

ABCpayments accepts bank transfers, credit card payments and prepaid cash cards payments. The internet banking trend has increased drastically in the recent years and use of credit cards online has been outspaced by online banking. ABCpayments claimis to offer the benefit to transact through all major banks in India by bringing them on one common platform that offers one point contact for all banking transactions.

ABCpayments

Product Features : credit cards, debit cards, net banking

Startup Cost : 10000 – 28000

Transaction cost :  5% – 7%

Security deposit : Nil

Due Diligence : Nil

Recurring cost : Nil

Integration : Easy – 1 Hour

Security : Yes

Additional Features : Live Chat, shopping cart ready, instant SMS, email, Detailed reports

Website : http://www.abcpayments.com/pricing.html 

3. EBS -  http://www.ebs.in/pricing_advantages.php

EBS

Product Features : credit cards, debit cards, net banking

Startup Cost : 6000 – 30000

Transaction cost :  3.25% – 6%

Security deposit : Nil

Due Diligence : Nil

Recurring cost : 2400

Integration :  7 working days

Security : Yes

Additional Features : Live Chat, shopping cart ready, instant SMS, email, Detailed reports

Website : http://www.ebs.in/pricing_advantages.php

EBS has provided detailed information about how the entire online ecommerce transaction takes place and how EBS handles the transactions.

How an online Transaction takes place. Step 1: Customer select and adds item in the shopping cart And places the order on your (merchant) website. Step 2: Customer selects to pay via credit card . Step 3: Customer is redirected through EBS Payment Gateway to Transaction Processing Bank. Step 4: Customer enters credit card details on Secured Payment page. Step 5: Credit card information is transmitted securely to the corresponding bank for approval. Step 6: Corresponding bank sends appropriate information to the transaction Processing bank . Step 7: The result is forwarded to EBS (via the Transaction Processing Bank). Step 8: Customer receives a confirmation and is redirected to your (merchant) website.

4. Transecute –  https://www.transecute.com

Kindly note that Transecute is currently not giving out any new accounts.  

5. HDFC - http://www.hdfcbank.com/wholesale/corporates/payment_gateway_services.htm 

HDFC Credit card service provider. This is provided by HDFC Bank one of the most reliable banking service providers in India. HDFC payment gateway follows very stringent rules and does a lot of due diligence of the company who wants to have a payment gateway service. We at Dimakh Consultants have used their service for a few of our clients are we are very happy with the service provided by HDFC payment gateway.

HDFC Bank 

Product Features : Credit Cards

Startup Cost : 10000 – 50000

Transaction cost :  3.5% – 6%

Security deposit : 50000 – depends on Due Diligence

Due Diligence : YES

Recurring cost : 12000

Integration :  3 weeks

Security : Yes

Additional Features : Email and Telephonic support available

Website : NA

6. WorldPay - http://www.worldpay.com/business/content.php?page=pricing2&c=UK 

WorldPay is more used for those transactions which are for foreign transactions. They payment can be linked for Indian Payment currency. It has a very strong and secure system. The charges are very high as compared to other service providers.

WorldPay

Product Features : Credit Cards

Startup Cost : GBP 200

Transaction cost :  4.5% – 6% + GBP 0.50 per transaction

Security deposit : NIL

Due Diligence : NIL

Recurring cost : GBP 30 per month

Integration :   1 hour easy

Security : Yes

Additional Features : live support

Website : http://www.worldpay.com/business/content.php?page=pricing2&c=UK

7. Paypal - http://www.paypal.com/

Paypal is by far one of the most popular and widely used service provide for online payment worldwide. Paypal has a strong network and presence and also offers multi currency support. For India it has a special facility by which you can accept payment in foreign curreny and transfer the money to your Indian bank account at the prevailing $ rates. The payments reaches you in 5-7 working days.

PayPal

Product Features : Credit Cards

Startup Cost : Nil

Transaction cost :  1.9% – 6% +  $ 0.30 per transaction

Security deposit : NIL

Due Diligence : Applicable for Non Profit Organizations

Recurring cost : NIL

Integration :   1 hour easy

Security : Yes

Additional Features : Currency conversion fee - 2.5% added to the exchange rate

Website : http://www.paypal.com/

8. ICICI Bank Payment gateway – payseal

The Popular ICICI Bank allows companies to accept secure payments using credit cards via the Internet. They operate under the brand of Payseal. The integration is very complicated and needs knowledge of java for integration. The charges vary based on transactions volume. This is one of the oldest service providers in India.

ICICI Payseal

Product Features : Credit Cards

Startup Cost : 40000

Transaction cost :  3% – 6% 

Security deposit : 25000

Due Diligence : Yes

Recurring cost : 20000

Integration :   3 weeks

Security : Yes

Additional Features : Needs java support for your website.

Website : www.payseal.com

A few other payment gateway service providers are 

Authorize.net –  http://www.authorize.net/

Google checkout –  http://checkout.google.com/

HSBC Payment gateway – No Information available – contact your local bank branch

eazy2pay - https://www.eazy2pay.com/

Billdesk - http://www.billdesk.com/

This will give you all the details of selecting the correct payment gateway for your website. You can accept Visa cards, Master cards and also do bank transfers. Please send your feedback by commenting on this page or for more information do send an email to sales@dimakhconsultants.com

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They offer 3 types of rbls viz.

1) RATS-Dyna (accessed via. ‘dyna.spamrats.com’) – This lists IPs which are known to make too many SMTP connections or trying too many invalid users and also IPs having rDNS entry which looks like it is a dynamic or home connection. Some IPs it blocked at my server were having rDNS as,
187-35-24-158.dsl.telesp.net.br
ppp-124-121-80-22.revip2.asianet.co.th
host84-240-dynamic.6-79-r.retail.telecomitalia.it

RATS-Dyna was listed as last rbl in my mail server after checking connections against having no rDNS, dnsbl-1.uceprotect.net and zen.spamhaus.org and it blocked surprisingly 10% more connections. In a way, it blocked 10% of probable spam which could have passed through other filters.

2) RATS-NoPtr (accessed via. ‘noptr.spamrats.com’) – This lists IPs which are known to make too many SMTP connections or trying too many invalid users and also IPs having no rDNS entry

What is use of RATS-NoPtr when most mail servers have inherent capability to reject IP with no rDNS entry. Michael Peddemors imply says “Performance actually, hard to believe ” and he might be right.

3) RATS-Spam (accessed via. ’spam.spamrats.com’) – This is an aggressive list and should be used with caution. This lists compromised servers, hosts, or open relays. Make sure you exempt your own customers from this list before using.
They say on their website – “RAT-Spam is better used in a scoring environment (like with spam assassin), rather than a blocking environment”.

For more spam stats see,
http://www.shantanukulkarni.org/rbl-compare.html
http://www.shantanukulkarni.org/spam_analysis.html

 

		MP	W	L	NR	RR	P
	Delhi	10	8	2	0	+0.36	16
	Chennai	10	6	3	1	+1.22	13
	Hyderabad	11	6	5	0	+0.29	12
	Mumbai	11	5	5	1	+0.54	11
	Rajasthan	11	5	5	1	-0.37	11
	Bangalore	11	5	6	0	-0.36	10
	Punjab	11	5	6	0	-0.56	10
	Kolkata	11	1	9	1	-1.04	3

 

As the IPL T20 comes to the end of “cricket FULL”  3 weeks , a few teams are gearing up for the semi final position. The best 4 teams will battle out in the IPL T20 season 2 , 2009 semi finals. The first Semi Final  - Semi Final 1 –  is scheduled on 22-May-09 at  Pretoria  Match Begins 20:00 IST | 16:30 SA | 14:30 GMT and the Second Semi Final - Semi Final 2 -  is scheduled on 23-May-09 at  Johannesburg Match Begins 20:00 IST | 16:30 SA | 14:30 GMT

		MP	W	L	NR	RR	P
	Chennai	9	5	3	1	+1.28	11
	Rajasthan	9	5	3	1	-0.50	11
	Delhi	7	5	2	0	+0.16	10
	Hyderabad	8	5	3	0	+0.15	10
	Bangalore	9	4	5	0	-0.40	8
	Punjab	9	4	5	0	-0.52	8
	Mumbai	8	3	4	1	+0.52	7
	Kolkata	9	1	7	1	-1.10	3

Matthew Hayden (Chennai) 

• Matches: 8
• Runs: 378
• Balls: 237

• SR: 159.49
• Avg: 47.25
• HS: 89

Orange Cap Standings

Rudra Pratap Singh (Hyderabad) 

• Matches: 8
• Avg: 12.73
• SR: 11.8

• Wickets: 15
• Econ: 6.43

Purple Cap Standings

The IPL Team standings and points earned by each match as on May 1st 2009. This source has been taken from The IPL official website www.iplt20.com 

MP	W	L	NR	RR	P
	Hyderabad	5	4	1	0	+0.923	8
	Delhi	5	4	1	0	+0.318	8
	Punjab	5	3	2	0	+0.239	6
	Mumbai	5	2	2	1	+1.200	5
	Chennai	6	2	3	1	+0.943	5
	Rajasthan	6	2	3	1	-1.270	5
	Bangalore	6	2	4	0	-0.452	4
	Kolkata	6	1	4	1	-1.606	3

The IPLT20 team points and team standings for the season 2 in South Africa. Still the competition is tough to guess who will win the IPL and who will remain at the top in IPL. All teams are fighting hard and its a tough competition between the best teams and the best cricketers in the world. As the game proceeds we will get to know the Best batsmen in IPL and best bowler in IPL along with the Best team in IPL.

E-commerce websites should offer their customers, a payment option that is safe, convenient and widely accepted. The choice of establishing the right online payment system depends upon the company, its products or services and its customers. Many payment gateway service providers sell different packages of payment processing services to web site owners that allow them to accept different types of payments.

The payment modes that are offered by different e-commerce based websites are payments using credit cards , credit card fax back service, Telegraphic transfers, Netbanking using ECS , cheque/DD for India, Direct bank transfer, paymate within India, paypal across the world, cash cards etc. But by far its best to go in with a reliable payment gateway service provider called as credit card merchant service providers who offer different options in a single window and allow safe and secure transactions. The offer processing for visa credit cards, master credit cards, American Express and all other credit card banking services.

Before you select a payment gateway first try to get details for all the costs associated with the payment gateway service provider. Each payment gateway offers variable costs and transactional charges.

The different costs associated with Internet merchant account are :

Up Front Application Fees
Many Internet Merchant Accounts will require an up front application fee. This fee, supposedly, is to cover their costs for processing your application. But with gorwing competition, most of the companies now waive off this front application fee.

On Going Fixed Fee
This is a fixed monthly fee that you have to pay to the service providers irrespective of any transactions that you do over your website. Many a times a flat fee of $25 is charged on your account.

Fixed Transaction fee
Usually between $0.20 and $0.45, the fixed transaction fee is the fixed fee portion of each sale. The fixed transaction fee is the same for every transaction. Whether you get a $1 sale or a $100 sale, the transaction fee will be the same.

Variable Transaction Fee
The variable transaction fee is the amount that you pay to the merchant for every transaction that happens on your website. This transaction fee may vary between 2% to 5%. The percentage is dependent on the monthly volume that you do through your website.

Termination Fees
A termination fee is applicable if you discontinue the contract before the stipulated time. The minimum contract period may vary from one year to three years.

Miscellaneous Fees
A charge back fee may be applicable if a customer requests for a refund and if he wants his credit card to be credited. The merchant will charge a separate fee for this.

If you are developing an ecommerce based website and want to activate a online payment option for your website then you must be having questions like :-
Which is the best payment gateway for me? or
how to integrate credit card processing on my website or
what are the online payment options , can I do a bank transfer or Cash On Delivery – COD.
What are the online payment gateway options for India and can we have multiple currency options on my website. Can I use a debit card to make online payment or can I accept debit cards online.

Please read the next blog posting to know more about using payment gateway to accept payments online in India and world wide. I will also cover comparison of different payment gateway vendors. You can also  send an email to sales@dimakhconsultants.com for more details.

The Mumbai Indians team represents the Mumbai city with all its qualities of a dream team just like Mumbai – The dream city. The team is led by its very own Mumbaikar – none other than The Master Blaster – Sachin Tendulkar himself. The team is backed by the business super power Reliance Industries – Mukesh Ambani and Neeta Ambani. 

Mumbai Indians IPL T20

Coach: Praveen Amre
Captain: Sachin Tendulkar
Owner: Mukesh Ambani (Reliance Industries Limited) 
Franchise Fee: USD 111.9 Million
*Total Revenues (2008): 69 
*Total Expenses (2008): 85 
*Net Loss (2008): -16 
* Figures are in Indian Rupees crores, Source: Wiki

Team Sponsors: MasterCard, Royal Stag, Kingfisher, Pepsi, Adidas

The Mumbai Indians was the most expensive side of the Indian Premier League for the season 1 , IPLT20 2008 and 2009. The team comprises of cricket heavy weights like Sanath jayasuriya, Zaheer Khan, Swayne Bravo, Harbhana Singh, Laisth Malinga, Dilhara Fernando etc. But it also has a good list of upcoming start players like Abhishek Nayar.

AboutMumbai Indians  From The IPL official website www.iplt20.com

About Mumbai Indians

 

It was a low-key team with most injuries and controversies in DLF-IPL1. But now the team looks settled, the skipper’s back with a new staff and some key replenishments. The strength of the side still lies in the top-order, but a few new strikers, plus Sri Lanka’s fit slinger Lasith Malinga could provide the best hope for Mumbai Indians in DLF-IPL2.

Captain-coach combination: When Sachin Tendulkar is the captain, he is very much in charge. So the role of Shaun Pollock has been re-defined a bit. He becomes the chief mentor and alongwith fielding coach Jonty Rhodes expect him to turn things around for Mumbai Indians. If Tendulkar needs more help about South African conditions, then he has a former pro in those parts, Praveen Amre to look after the nitty gritties.

Star player: Sachin Tendulkar.

Last year’s record: Played 14, Won 7, Lost 7

 

Mumbai Indians Players List

The Chennai Super kings is one of the dark horse team of the IPLT20. They have a good balance team lead by the dashing Mahendrs Singh Dhoni – Mahi and coached by Stephen Fleming. 

Chennai Super Kings IPL T20

Coach: Stephen Fleming
Captain: Mahendra Singh Dhoni
Owner: India Cements
Franchise Fee: USD 91 Million
*Total Revenues (2008): 72.8
*Total Expenses (2008): 73
*Net Loss (2008): -0.2 
* Figures are in Indian Rupees crores, Source: Wiki

Team Sponsors: Coromandel King, Aircel, Coromandel Infotech, Reebok, Peter England, Nivea For Men, 7Up, Sonata, Cloud 9, Big Bazaar

Incidently  Chennai Super Kings doesn’t havea single Icon Player who can boast about the pricing but it has many fambouyant platers like Mahendra Singh Dhoni, Matthew Hayden, Stephen Fleming, Michael Hussey and Jacob Oram, these names ara capable of giving nightmares to the opposition teams. With Dhoni as the most stable and cool headed captain. This team stands a good chance to win this years IPL 2009.

About Chennai Super Kings From The IPL official website www.iplt20.com

About Chennai Super Kings

What’s a complete team? Well, here it is. Good clean strikers of the ball, an imaginative skipper, good crop of Indian players, a magical spinner and one of the best all-rounder in world, come together to dish out a fare.

Latest acquisition: The best in the world? Okay, one of the best, Andrew Flintoff joins the ranks. One of the top grossers at the DLF-IPL2, Flintoff will be keenly wathed in the two weeks that he will be in action during the tournament. His X-factor alongwith Murali’s spin magic will surely lift the Chennai Super Kings

Last year’s record: Runner’s up, League stage Played: 14, Won: 8, Lost: 6

 

The team players of Chennai Super Kings

MS Dhoni 

Abhinav Mukund

Albie Morkel

Andrew Flintoff

Anirudha Srikkanth

Arun Karthik

George Bailey

Jacob Oram

Joginder Sharma

Lakshmipathy Balaji

Makhaya Ntini

Manpreet Gony

Matthew Hayden

Parthiv Patel

Thilan Thushara

Suresh Raina

Suresh Kumar

Sudeep Tyagi

Subramaniam Badrinath

Shadab Jakati

S Vidyut

Ravichandran Ashwin

Palani Amarnath

Napoleon Einstein

Muttiah Muralitharan

Murali Vijay

Viraj Vilas Kadbe

Stephen Fleming (NZ)

Head Coach: Stephen Fleming

With the IPL season 2 going in full swing, people are interested in following the matches and get upto date cricket score. The best option to watch the IPL cricket matches is to watch the matches live on Sony SET MAX. Indian premier league (IPL) matches are being telecast live on Sony SET Max television channel. Sony Set Max is a division of the Sony Entertainment television channel. On tata sky the channel is available on channel number 305 and I think on DishTV the channel number is 793.

But if you are not able to watch the match on TV because you are stuck in office or work then the option is to watch the IPL cricket matches live on the internet from the IPL official website www.iplt20.com , but many people have complained that the site is down.
And if you are traveling and dont have internet access or good internet speed then you can now watch the matches live on your mobile. So now its easy to get IPL cricket matches score live on mobile. BCCI has recently announced that the IPL cricket matches can now be viewed live on your mobile handsets using GPRS provided by your mobile companies like IDEA, Vodafone, Airtel etc in India. simply visit m.iplt20.com from your handset browser.
Another easier option is to use mobicast provided by plusmo. I installed in on my nokia handset and I am able to follow all the matches across the world LIVE with a ball to ball update.

To download, just key in this URL into your mobile phone’s WAP browser:

http://ci.plusmo.com

Your phone needs to be Internet/GPRS-enabled.

Features:
Ball-by-ball commentary
Pushed to your phone with every ball
No SMS required!
Live Scorecards
World-wide support
500+ phones supported!
and more over the scores are free. You only pay for your GPRS charges.

So now sitting anywhere in the world you can follow the IPL matches happening in India. So all the fans of Mumbai Indians, Royal Challengers Bangalore, deccan charges, Rajasthan Royals , Delhi Daredevils, Kolkata Knight Riders, chennai super kings or Kings XI Punjab go ahead and enjoy the cricket matches and the fun.

I hope you make the maximum use of these features..
do give me your feedbacks..
Dimakh

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